ZovoCard
Crypto-funded USD virtual cards for AI tools and software
ZovoCard offers USD virtual cards for paying for AI tools and overseas software subscriptions such as ChatGPT, Claude and Midjourney. You fund a platform wallet with crypto, then open cards and move money onto them. Its terms allow crypto funding only, such as USDT on TRC20 or BSC, and no fiat. Its homepage also describes an open API for issuing, funding, refunds and reconciliation.
Match the option to the payment
| What you need | ZovoCard option | What to check |
|---|---|---|
| Pay for AI tools and software subscriptions | Card catalog | Review the BIN, currency, restrictions, opening fee and minimum funding for each product. Some products require you to explain the intended use and wait for approval. |
| See how cards perform at a merchant | BIN pass-rate lookup | Shows ZovoCard’s own 90-day aggregated results by merchant. Its decline guide says sufficient balance does not guarantee approval and that retries can add holds, fees or risk controls. |
| Connect cards to your own system | Open API | The guide covers API keys, IP and funding limits, and idempotency keys. Exact routes and error codes are in ZovoCard’s current developer documentation. |
| Keep card money separate | Wallet and card balances | Your platform wallet and each card’s available balance are separate. Review the principal, fee and total wallet debit before funding a card. |
- Pay for AI tools and software subscriptions
- Card catalog
- Review the BIN, currency, restrictions, opening fee and minimum funding for each product. Some products require you to explain the intended use and wait for approval.
- See how cards perform at a merchant
- BIN pass-rate lookup
- Shows ZovoCard’s own 90-day aggregated results by merchant. Its decline guide says sufficient balance does not guarantee approval and that retries can add holds, fees or risk controls.
- Connect cards to your own system
- Open API
- The guide covers API keys, IP and funding limits, and idempotency keys. Exact routes and error codes are in ZovoCard’s current developer documentation.
- Keep card money separate
- Wallet and card balances
- Your platform wallet and each card’s available balance are separate. Review the principal, fee and total wallet debit before funding a card.
Fees and limits are shown in your account and can change. ZovoCard’s homepage also publishes its own figures for cards issued and success rates; ipvolt has not verified them.
Before opening a card
- Check that you may use it where you are
- ZovoCard’s terms bar people living or located in mainland China and anyone subject to OFAC, UN or EU sanctions. They also forbid using a VPN, proxy or changed location to get around those limits, so do not use a proxy for that.
- Read the banned uses
- The terms limit cards to legal online spending under Visa and Mastercard rules and ban fraud, money laundering, card testing, bulk card binding and multiple accounts. Payments linked to Alipay, WeChat, OnlyFans and similar platforms can mean a closed account, deleted cards and no refund.
- Check the cost and start small
- Opening, funding, decline and refund fees are shown on the page and are not refundable once charged. Balances cannot be returned as fiat, crypto sent to the wrong address or network is not recoverable, and the legal pages do not name a company behind the service, so fund only what you plan to spend.
Visit ZovoCard
ZovoCard supplied this signup link for its listing here. It carries invite code 12321, and ZovoCard’s signup page says both sides can get an invite reward when a code is entered.
ipvolt and ZovoCard list each other as a link exchange. ZovoCard’s contact supplied the code; ipvolt does not hold it, earns nothing from signups through it and has not confirmed what the reward is.